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We take a look at some of the best ways you can make your driving safer.

Whether you work as a private hire, courier or delivery driver, it’s important to follow good driving practices to make the roads safer for everyone using them. Although it is often said that everyone thinks they’re a good driver, many people aren’t aware of the kinds of behaviours that are typical of safer drivers.

Not only does following good driving practices improve your safety, but it also helps you save money on your fuel spend. Over time, you’re also less likely to be involved in claims, so you can also save on your insurance premium.

In this post, we’ll take a look at 10 ways you can improve your safety when you’re behind the wheel, so you can help to make the roads a better place for everyone.


Even a small increase in your speed can have serious and sometimes terrible consequences. For example, if someone is hit by a car travelling between 30-40mph, they are 5 times more likely to die than a person who is hit by a car staying at 30mph. Speed limits exist to keep everyone safe, so sticking to them can help make your driving safer.


When you’re behind the wheel, you should always try to anticipate ahead to give yourself as much time as possible to react to any incidents or hazards that take place on the roads. If you allow yourself more time to respond to any changes ahead, you’re less likely to be involved in an incident.


When you keep harsh braking and acceleration to a minimum, you’ll not only improve your safety, but you can also save significant amounts on your fuel spend. If you’re a private hire driver, a smoother driving style will also make your passengers feel more comfortable in your car, which could mean they’re more likely to leave you a positive rating.


Tailgating can not only be frustrating for other road users, but it is also extremely dangerous. You should always make sure you keep enough distance between your vehicle and the person in front of you, especially if you find yourself behind a more vulnerable road user, such as a cyclist or horse rider.


If you use your mobile phone whilst you’re driving, you’re not only breaking the law, but you’re also putting your own life at risk as well as the lives of others. If you find that your mobile phone or anything else in your vehicle is distracting you, take steps to make sure that nothing gets in the way of your ability to focus on the road ahead.


When you drive in difficult conditions, it’s vital to do everything you can to drive as safely as possible.

If your visibility is reduced or the road is slippery, you should:

Slow down to give yourself more time to react to any hazards

Increase your following distance from other vehicles

Use your lights to make yourself more visible to other road users

Take extra care to look for vulnerable road users who are harder to spot in bad weather, such as pedestrians or cyclists


Safe driving is as much about your mindset as it is about how you drive. If you take a positive approach in sharing the road with everybody, you’ll help to make the roads a safer place.


If you’re driving after dark or during conditions where your visibility is reduced, it’s important to switch on your headlights. Using your lights appropriately will not only help you to see the road ahead better, but you’ll also be more visible to other drivers, which makes you less likely to be involved in an incident.


Although you should take care to look out for all other road users, it’s especially important to be aware of any vulnerable road users, such as cyclists, pedestrians and motorcyclists. You can read our guide to vulnerable road users for more tips about how to make the roads a safer place for everybody.


If you take the time to adjust the interior of your vehicle, you’ll not only feel more comfortable, but you will also be able to focus on the road more clearly. Any nagging discomforts can be a distraction when you’re spending a lot of time on the road, so it’s worth making sure that everything in your vehicle is set up to your liking.

At Zego, we offer a range of insurance products designed with flexibility in mind. For more information about our cover, you can visit our website.

We take a look at some of the best ways you can make your driving safer.

Whether you work as a private hire, courier or delivery driver, it’s important to follow good driving practices to make the roads safer for everyone using them. Although it is often said that everyone thinks they’re a good driver, many people aren’t aware of the kinds of behaviours that are typical of safer drivers.

Top 10 tips for safer driving

As a delivery driver, it’s up to you to make sure that food, parcels or packages are delivered to your customers safely and on time.

In this blog post, we'll discuss a few steps you can take to stay safe and reduce the risk of an accident.


Having the proper level of insurance coverage is really important for your business. It protects you and your vehicle in the event of an accident.

When choosing delivery insurance, here are a few things to consider:

 This type of insurance covers the goods you're transporting in case they're damaged, lost or stolen.

 Designed specifically for van drivers who deliver goods, this insurance covers your vehicle and any other people who become involved in an accident (known in the insurance world as “third parties”).

 This insurance is tailored for food delivery drivers, providing coverage for your vehicle, third parties, and the items you're transporting.

Before choosing an insurance plan, make sure that you understand the costs involved and the amount of cover included. You may also want to consider pay-as-you-go insurance for more flexibility, allowing you to only pay for delivery insurance while you’re working.


Keeping your vehicle in good condition helps you to deliver a safe and smooth experience for your customers. Keep a close eye on your tyres, brakes, indicators and headlights, and fix any issues as soon as they happen.

And if you’re considering buying or leasing a new vehicle, check out our round-up of the best cars for delivery work.


Before heading out on a delivery, plan your route using a reliable route planner app. This will help you avoid traffic, road closures, and other congestion that could lead to delays or accidents. Also, planning your route ahead of time, and knowing where you’re going, allows you to stay focused on the road and avoid any last-minute, potentially dangerous decisions.


Sensible driving techniques can significantly reduce the risk of accidents. Stay vigilant and be prepared for unexpected situations. Keep a safe following distance, obey traffic laws, and be aware of pedestrians, cyclists, and other vehicles on the road. Keep distractions to a minimum and never look at your phone while driving.


Driver fatigue can lead to reduced reaction times and poor decision-making, increasing the risk of accidents. Be sure to take regular breaks, stay hydrated, and avoid driving for long stretches without rest. If you feel tired or drowsy, pull over to a safe location and take a short nap or walk. Staying alert and focused during your shifts will help you to reduce the chance of an accident.


Driving in bad weather, like rain, snow or fog, can make working as a delivery driver difficult, even dangerous. Stay up-to-date about the weather forecast and plan accordingly. Slow down, increase your following distance, and use your vehicle's lights properly when visibility is poor.


Equip your vehicle with safety features such as a dashcam, hands-free phone holder, and a first aid kit. These tools can help you stay prepared for emergencies, and protect you in case you’re involved in an incident while working. A dashcam can also serve as evidence in case of accidents or disputes with other road users.


Avoid overloading your vehicle or accepting more deliveries than you can handle. Overloading can cause your vehicle to become difficult to handle, increase fuel consumption, and increase the risk of an accident. Set boundaries for your working hours and make sure you have plenty of time to complete your deliveries without feeling rushed or stressed.


Stay up-to-date with the latest driving techniques and safety practices. Enrolling in a defensive driving course or road safety workshop can really help. Read up on how to improve your driving and follow tips to become a safer, more responsible driver.

10. Know your company’s policies and procedures


Understanding your company's policies and procedures can help you handle any situation that comes your way. Be aware of guidelines for handling accidents, dealing with difficult customers, and maintaining a professional image while you’re delivering.

By following these safety tips and investing in the right insurance, you'll be able to stay safe and avoid accidents while delivering food or goods.

If you’re looking for insurance, check out our range of options, including car delivery insurance, private hire insurance, hire and reward insurance, and Amazon Flex insurance. You can also check out our blog for the latest tips, news and industry updates.

Remember, staying safe requires preparation, constant learning and a positive attitude. Look after your wellbeing and the safety of others on the road, and you'll be on track for a successful career as a delivery driver.

What type of insurance do I need as a delivery driver?


As a delivery driver, you'll need hire and reward insurance, which covers you for driving goods or people in return for payment. We offer all kinds of insurance for professional drivers, including food delivery insurance and van courier insurance.

Can I use my personal car insurance for delivery work?


No, personal car insurance (also known as social, domestic and pleasure insurance) does not usually cover delivery work. You'll need the right level of hire and reward insurance to be covered while delivering goods or food.

How can I save money on my delivery insurance?


Zego flexible insurance options for all kinds of drivers, including pay-as-you-go insurance, which allows you to pay for cover by the hour when you need it. You can also help to pay less for your insurance by keeping a good, clean driving record and building up your no claims discount (NCD).

Are there any specific vehicle requirements for delivery drivers?


Vehicle requirements may vary depending on the company you work for and the type of goods you're delivering. It's important to keep your vehicle in good working condition, making sure it meets any specific requirements set by your employer or work provider.

As a delivery driver, it’s up to you to make sure that food, parcels or packages are delivered to your customers safely and on time.

In this blog post, we'll discuss a few steps you can take to stay safe and reduce the risk of an accident.

How to stay safe and avoid accidents while delivery food or goods

When it comes to car insurance in the UK, understanding how insurers calculate your premiums can feel like navigating a maze. At the heart of this process are car insurance groups — categories that play a role in deciding how much you pay.

Let’s break it down and highlight which groups offer the cheapest options for savvy drivers.

Car insurance groups are categories ranging from 1 to 50, where vehicles in ‘Group 1’ represent the cheapest to insure, and ‘Group 50’ the most expensive. Every car sold in the UK is assigned to one of these groups based on specific criteria that help insurers calculate risk. Here’s what goes into determining your car's group:

 How expensive and time-consuming is it to fix your car?

 Does your car have anti-theft technology or alarms?

 How well does your car protect passengers in an accident?

 Does your car’s engine size and speed make it more prone to accidents?

These factors ensure insurers can estimate the likelihood of claims and the related costs, tailoring your insurance cost accordingly.

Think of these groups as tiers. Cars in ‘Group 1’ are typically small, economical, and inexpensive to repair, making them perfect for first-time or budget-conscious drivers. As you move up the groups, you’ll find larger, faster, and more luxurious vehicles, which cost more to insure.

Which cars are in the cheapest insurance groups?

If keeping insurance costs low is your top priority, you’ll want to stick to cars in Groups 1–5. These vehicles are often compact, fuel-efficient, and designed with affordability in mind.

 Fiat Panda, Ford Ka, Toyota Aygo, Skoda Fabia Hatchback

 Renault Clio, Seat Ibiza, Vauxhall Corsa

 Kia Picanto, Ford Ka Plus, Renault Sandero

These cars are excellent choices for young drivers, students, or newcomers to the UK who may face higher insurance premiums elsewhere.

Cars in Groups 6–15 strike a balance between affordability and performance. They offer more space and features while keeping insurance costs below the national average.

 BMW 2 Series, Mini Hatchback, Skoda Octavia

These vehicles are ideal for families or drivers seeking a little more comfort and power without breaking the bank.

Higher insurance groups: performance and prestige

As you climb into Groups 16–50, you’ll find premium cars with powerful engines, advanced technology, and luxury appeal. While these vehicles are pricier to insure, experienced drivers with claim-free records may still find competitive rates.

 Audi A1, Mercedes-Benz A-Class, Volvo V40

Luxury electric cars like the Tesla Model 3 and BMW i5 Saloon typically fall into Groups 45 and above, reflecting their higher repair and replacement costs.

How are insurance groups for electric cars decided?

Electric cars are evaluated just like traditional vehicles, considering factors such as repair costs, safety, and performance. Many models fall into the cheaper groups (1–15), including:

However, high-performance electric cars like the Tesla Model S are placed in higher groups due to their premium components and advanced systems.

What’s the average cost of car insurance in the UK?

As of 2024, the average cost of car insurance in the UK is approximately 

, according to Confused.com. However, your car’s insurance group is just one of many factors influencing this price. Other considerations include:

Your driving history and no-claims bonus.

The type of coverage you select (e.g., comprehensive or third-party).

Additional features like breakdown cover or courtesy cars.

Choosing a car in a lower insurance group is one of the simplest ways to save on premiums. But don’t forget to shop around—especially if you’re new to the UK. Many insurers charge extra for drivers without UK-based experience, so it’s worth looking for a provider that recognizes your full driving history, regardless of where you’ve lived.

Which car insurance group is the cheapest?

For young van drivers starting their own business, choosing between small vans and medium-sized options can be daunting. 

We’ve carefully considered key factors like insurance groups, running costs, and payload capacity to highlight the most affordable and practical vans for younger drivers.

Among small vans, the Vauxhall Combo dominates with the lowest total annual running costs at £2,041. Its efficient 1.6-litre engine and annual fuel cost of just £619 make it an excellent option for young van drivers managing their 

The Combo's carrying capacity of 3.6 cubic metres is ideal for various trades, combining the versatility of larger vans with the manoeuvrability of smaller models. Its initial cost of £17,515 and position in favourable insurance groups make it one of the most affordable options for young drivers, while its competitive running costs and practical storage solutions meet everyday business needs.

In the small van category, the Ford Transit Connect offers a strong combination of affordability and functionality. With an initial cost of £16,182 and annual running costs of £2,071, it’s a cost-effective choice for young drivers. Its 1.5-litre EcoBlue diesel engine ensures a balance of fuel efficiency (£649 annually) and reliable performance for both urban and motorway use.

 models, the Transit Connect provides an entry point into the brand’s trusted commercial van range. Its practical features, durable load area, and thoughtful design make it ideal for growing businesses.

The Citroën Berlingo shines through innovative design, offering features like the Extenso cabin system for enhanced carrying capacity. Its load space of up to 4.4 cubic metres and advanced safety features, such as adaptive cruise control, make it a top contender for young drivers.

While its initial cost of £25,252 is higher than some options, efficient fuel consumption (£623 annually) and lower insurance group placement help offset expenses. For drivers comparing 

The Peugeot Partner redefines expectations in the small van category through advanced technology integration. With an initial cost of £18,303, this affordable van delivers excellent value while incorporating features most young van drivers appreciate. The innovative i-Cockpit design places instruments higher, reducing driver fatigue during long shifts.

Load capacity impresses with up to 4.4 cubic metres of storage space, matching many medium-sized vans. For those managing 

 alongside day-to-day operating costs, the Partner is a reliable, adaptable option.

For young drivers ready to transition from smaller vans, the 

 provides a perfect medium-sized solution. With load capacities between 5.3 and 6.1 cubic metres and sophisticated driver assistance systems, it supports both functionality and comfort.

Its annual fuel cost of £788 and versatile design features, such as hands-free sliding doors, make it a practical choice for growing businesses. Whether you're scaling up operations or focused on 

, the Expert offers an excellent balance of cost and performance.

Renowned for its reliability, the Toyota Proace offers a comprehensive warranty and low maintenance costs. Its load capacity of up to 6.1 cubic metres and consistent fuel consumption rates make it a dependable option for trade work.

Its practical storage solutions and competitive price point make it a great choice for balancing business needs and daily functionality. For drivers prioritising efficiency, the Proace delivers with proven performance and affordability.

The Volkswagen Caddy combines car-like refinement with the functionality of a small van. Its advanced safety features and efficient engine options ensure competitive running costs, while its premium build quality delivers long-term value.

With load capacity matching many medium-sized vans, the Caddy is ideal for small businesses seeking versatility and performance. Its low emissions and durable design make it a practical investment for young drivers establishing their trade.

We provide van insurance specifically designed for business use, as well as car insurance for young drivers. Whether you're selecting your first small van or stepping up to a medium-sized model, our tailored insurance options ensure you stay covered without breaking the bank.

. Let us support your journey with reliable insurance and expert guidance.

Choosing between small vans and medium-sized options can be daunting for young van drivers starting their own businesses. In this article, we explore the best van options to get you up and running.

7 best vans for young drivers UK (2024)

Taking your first steps into driving starts with a valid provisional license. Whether you're 

 or need to update your existing one, we're here to make the process straightforward and keep you moving forward on your driving journey.

Your provisional license isn't just a piece of plastic – it's your ticket to the road, and keeping it valid is crucial. If you're unsure about what's allowed, check out our guide on 

driving with a provisional licence in the UK

. Three things may trigger the need for renewal:

Your current license is approaching its expiry date (check position 4B on your photocard). Typically, you've got 10 years from the issue date, although drivers over 70 years old must renew every 3 years. Our guide on 

Some medical conditions mean more frequent renewals, while others just need the DVLA to stay in the loop. Remember, driving safely means being upfront about health changes.


Whether you've tied the knot, moved house, or made other changes, your license should reflect who you are today. Quick updates keep everything running smoothly and legally.

To renew your provisional licence you can use an online application at the DVLA, the post office or renew by post.

Ready to take the digital fast lane? Renewing online costs just £14 and typically gets your new license to you within a week. You'll need your current license, passport, National Insurance number, and a list of addresses from the last three years. You can 

Take your current license to your local post office along with £21.50 and they'll handle the rest. You'll usually get your new license in about three weeks. A perfect option for those who prefer the personal touch. 

Renew your provisional with the Post Office here

If traditional methods are more your style, grab a D1 pack from the post office, send it off with a recent photo, your current license, and £17. The address is simple: DVLA, Swansea, SA99 1DH. Your new license will arrive in around three weeks.

How much does a provisional driving licence cost?

A provisional driving licence costs £34 online or £43 by post for first-time applications. For renewals, prices are £14 online, £21.50 at the Post Office, or £17 by post. Online renewal takes about one week, while postal methods take up to three weeks. Renewals are free for drivers over 70, medical updates, and address changes online.

Here's the good news – you can keep learning while your renewal is being processed. There’s no need to put your driving journey on pause. Just make sure you've started the renewal process, have the right insurance, and keep your supervising driver by your side.

Want to ace your renewal like a pro driver? Here's how to stay in control:

Track your expiry date like you track your mileage – set reminders two months ahead

Keep your documents digital and ready to go

Double-check everything before submitting – small errors can mean big delays

Choose the right renewal method for your situation – some changes need postal applications

Remember, once you've passed your test, you'll move to a full license and wave goodbye to provisional renewals. When that time comes, make sure you're protected with the right 

Until then, keeping your provisional updated is your first step to becoming part of our community of good drivers who pay less for their insurance.

Want to get the most out of your renewed provisional? Keep practicing, stay focused on improvement, and remember – every mile with a valid license is a mile closer to becoming the kind of driver who deserves better insurance rates.

Whether you're learning about provisional license rules or need to update your existing one, here's our guide to make the process straightforward and keep you moving forward on your driving journey.

How to renew your provisional driving license 

Adding a learner driver to your insurance represents a significant cost consideration. On average, it costs £1,704 per year to add a 17-year-old learner driver to an existing policy, based on September 2024 data. 

Understanding your options helps manage these costs effectively while maintaining proper cover.

What Affects Learner Driver Insurance Costs?

Vehicle choice significantly impacts insurance premiums. When choosing your first car, smaller engines generally mean lower premiums. A Volkswagen Up! 1.0L sees a £1,300 premium increase, while a Ford Fiesta 1.0L costs £1,500 more to insure. Location also plays a crucial role. Urban drivers face higher premiums, with London averaging £2,100 additional costs compared to £1,400 in rural areas. This difference reflects varied risk levels across regions.

Several insurance pathways exist for learner drivers. Adding them to an existing policy costs more initially but provides continuous coverage. Short-term insurance offers flexibility for occasional practice, while annual policies suit regular learners. Choosing one of the safest cars can help reduce these premiums.

UK law mandates minimum third-party cover for learner drivers. Essential documentation includes a valid provisional license, address proof, and supervisor qualifications. Supervisors must be over 21 and have three years of driving experience.

International license holders need additional documentation, including valid permits and proof of UK residency. Medical conditions require DVLA notification and may affect insurance terms. Common conditions like diabetes or vision problems need declaration for appropriate cover.

After passing your test, transitioning to new driver insurance becomes crucial. Zego's smart technology rewards safe driving through our 

, offering competitive rates without curfews or mileage restrictions.

Insurance premiums for learner drivers vary significantly by region. 

 learners face an average premium increase of 

Zego offers tailored premiums based on your location, ensuring you receive fair and competitive pricing no matter where you are.

How does location affect my learner insurance premium?

Urban areas cost 30-40% more than rural locations. London insurance premiums average £2,100 while rural areas average £1,400 due to lower accident and crime rates.

What documents do I need for learner insurance?

You need a provisional license, current proof of address, and supervisor's full license details. Your supervisor must be over 21 and have over 3 years of driving experience.

What's the most cost-effective way to insure a learner driver?

Short-term insurance for occasional practice costs from £20.09 daily. Regular learners save more with annual policies at £1,500 yearly with telematics.

Will adding a learner affect my No Claims Bonus?

Yes, if added to your existing policy. Claims made by the learner will impact your bonus. Consider separate learner policies to protect your No Claims Bonus.

Which cars are the cheapest to insure for learners?

Small engines under 1.0L offer the lowest premiums. The VW Up! averages £1,300 for insurance, compared to £1,500 for a Ford Fiesta. As a rule, the lower the insurance groups the lower the costs.

Arrange insurance before any practice driving begins. Cover can start on the same day with proper documentation. Driving without valid insurance can lead to fines and penalties.

Adding a learner driver to your car insurance can increase the cost of your insurance but by how much? In this article, we break down the options to help you manage your costs effectively while maintaining proper coverage.

Advice to help you make sense of insurance

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Top 10 tips for safer driving

How to stay safe and avoid accidents while delivery food or goods

Which car insurance group is the cheapest?

7 best vans for young drivers UK (2024)

How to renew your provisional driving license

How much would it cost to add a learner driver on your car insurance?

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Why do you need food delivery insurance?

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