What your Private Hire insurance policy covers you for and whether delivery work is included.
At Zego, we want to help you get the most out of your insurance cover, with a policy that gives you everything you’re looking for. We know it’s not always easy to understand the cover that you need to have in place, and sometimes you might not be sure what your current policy protects you for.
In this post, we’ll take a look at what our Private Hire insurance policies cover you for and whether you can carry out delivery work with your policy. We’ll also show you how you can get started with your quote for Private Hire insurance in less than a minute.
Taxi insurance policies can vary in their coverage of food delivery services. Some insurers include food delivery as standard, while others require drivers to request this addition when obtaining their public or private hire insurance.
Can I carry out delivery work with a Private Hire insurance policy?
If you are a Zego Private Hire insurance policyholder, your insurance also includes cover for delivery work, such as transporting food or parcels in exchange for payment. This is automatically included within all our Private Hire insurance options at no extra cost, so you get the flexibility to work in a way that suits you.
If you have Private Hire insurance with another company, you’ll need to have a look into the details of what your policy covers to see if you’re protected for delivery work too. If you’re not sure, it’s always a good idea to check first rather than risk driving without the right insurance cover in place.
What else is included in Zego’s Private Hire insurance?
As well as covering delivery work, our Private Hire insurance policies also include the protection you need to work as a private hire driver and use your vehicle for personal use (Social, Domestic & Pleasure). You also get up to £5m Public Liability insurance included, with the option to increase the maximum limit to £10m for even greater protection.
On top of this, we also offer you the chance to customise your policy by selecting from our great range of optional extras, which includes Breakdown Cover, No Claims Discount protection and at-fault claim licenced vehicle replacement.
You can also choose between 7-day, 30-day and Annual cover options to get cover that lasts as long as you need, as well as selecting the level of cover that’s right for you so you get as much protection as you need to feel safe.
How can I get started with a quote for Private Hire insurance?
At Zego, we believe getting a quote should be quick and easy. Get a quick quote now — it only takes a minute.
For more information about our cover and how our products work, have a look at our Private Hire insurance page. If you have any questions, please let us know and we’ll be happy to help. Our team is available 7 days a week, so we’re always on hand to support you whenever you need us.