A guide to Volkswagen van insurance groups

Written by Zego

Published on

Volkswagen vans have been a popular choice for UK drivers for decades. And it’s no surprise why. With a reputation for reliability, and a range of great models to choose from, Volkswagen vehicles consistently appear near the top of motoring lists.

Behind each Volkswagen van, there’s an insurance group rating. This is a key factor insurers use to work out your insurance costs.

In this guide, we’ll explore Volkswagen van insurance groups, and give you the information you need when choosing a van for your business.

Volkswagen van insurance groups

Volkswagen van insurance group ratings

The Association of British Insurers (ABI) categorises vans into different insurance groups based on things like their repair costs, security features and engine power.

Vans built before 2016 are categorised into groups 1–20. Newer vans, registered after 2016, fall into groups 21–50. Generally speaking, the lower the insurance group, the lower the insurance costs.

Here are some of the more popular Volkswagen van models and their insurance groups:

Volkswagen Transporter

The Volkswagen Transporter usually falls into insurance groups 20–47. Known for its versatility, the Transporter's insurance group varies based on things like engine power and the overall size and weight of the vehicle.

Volkswagen Caddy

The Volkswagen Caddy's insurance groups can range from 5–12 or above. As a compact van designed for urban use, it often falls into lower insurance groups.

Volkswagen Crafter

The Volkswagen Crafter tends to fall somewhere in insurance group 29–50. Its larger size and cargo capacity contribute to its higher insurance group.


Things that can affect Volkswagen van insurance groups

Several factors can influence the insurance group rating of a Volkswagen van:

  • Engine size: Vans with more powerful engines usually fall into higher insurance groups.
  • Repair costs: Models with cheaper parts and lower repair costs often have lower insurance group ratings. That's because they cost less to repair or replace following an accident.
  • Size and weight: Larger and heavier vans, like the Volkswagen Crafter, tend to have higher insurance group ratings.
  • Security features: Vans equipped with advanced security technology may be placed in lower insurance groups.

Other van insurance groups

Get the Right Insurance for Your Volkswagen Van

If you own a Volkswagen van, whether it’s a Transporter, Caddy, or Crafter, having the right van insurance is essential. The insurance group of your Volkswagen van will impact your premiums, but choosing a policy that fits your needs can help keep costs manageable.

  • Van insurance – Comprehensive cover for Volkswagen van drivers using their vehicle for daily transport.
  • Commercial van insurance – Essential for business owners and self-employed drivers who use their vans for work.
  • Personal van insurance – Cover for van drivers using their vehicle for social, domestic, and pleasure purposes.
  • Car insurance – Protection for everyday driving, including personal use and commuting.
  • New driver insurance – Flexible cover tailored for young and new drivers, rewarding safe driving with lower prices.

If you're considering a Volkswagen van, researching insurance group ratings and comparing policy options will help you find the most cost-effective cover. With Zego, you get flexible, affordable insurance that suits your driving needs—so you can focus on the road ahead.

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