CAR INSURANCE

As a new driver, you're likely to find that car insurance can be quite expensive. However, picking the right vehicle can really help to reduce your insurance premiums and find a cheaper car insurance policy.

There are plenty of different makes and models for new drivers to choose from. And, while style and performance are important, so are things like affordability and reliability.

Some of the cheapest cars to insure for new drivers include the Fiat Panda, Ford Fiesta, Toyota Aygo X and Kia Picanto. But there are plenty of others.

Check our full guide to the cheapest cars to insure for new drivers.

The easiest way to cancel is using the Sense app. Simply open the app, find your policy and tap the ‘Cancel’ button. You can also ask us to cancel for you by starting a Live Chat with us.

If you’d prefer to speak with someone over the phone, you’ll find all our contact details on our Help page.

When you take out a policy with us, you’ll only be insured to drive the vehicle registration shown on your policy documents. So, you won’t automatically be insured to drive other cars.

You can still drive other vehicles while your main car is insured with us. You’ll just need to make sure you have the right cover for the vehicle you plan to drive.

Yes, car insurance is a legal requirement for any person who drives a vehicle on UK roads. You’ll need to make sure you’re fully covered with the right policy before you start driving.

If you only use your car for everyday, personal driving, or commuting to a single place of work or study, you’ll most likely need a social, domestic and pleasure policy (or SDP for short).

Car insurance costs vary based on lots of different things. Some of the main ones include:

- Your age
- Where you live
- Your driving history
- The engine size and overall cost of your vehicle
- Where you park your vehicle at night

Insurers use these and other factors to assess your risk as a driver. The higher your insurance risk, the higher your insurance costs.

The fastest way to find out how much you’ll pay is to get a quote online, it only takes a few minutes.

Yes, most insurers give you the option to pay in monthly instalments. This is a bit like a loan for the full amount of your annual policy, which you repay to your insurer each month over the course of the year.

While it does allow you to spread the cost, it’s good to know that it can cost you more over the long run. That’s because your monthly repayments include interest, which is added to your overall insurance costs across the year.

You can find out more about paying for your insurance annually or monthly on our blog.

There are a few things you can do to help reduce your car insurance costs:

Keep a clean driving record – By avoiding things like driving convictions and penalty points on your licence, you can show your insurer that you’re a safe driver.

Choose the right car – A moderately-priced car, with a smaller engine and good security features, can help to lower your insurance group, which means lower insurance costs.

Build your no claims bonus – This proves to insurers that you’re a safe driver, helping to reduce how much you pay for your cover.

Choose a telematics policy – If you have the option, a telematics insurance policy can help you to reduce your costs through safe driving.

Car insurance groups in the UK range from 1 to 50, with 1 being the cheapest and 50 the most expensive.

Generally speaking, smaller cars with less powerful engines tend to fall into the lower (cheaper) insurance groups, while larger and more powerful cars end up in the higher groups.