HIRE AND REWARD INSURANCE

Flexible insurance for couriers and car delivery drivers

Delivery insurance for the way you work

  • Insurance by the hour, month or year

  • Cover for delivering parcels, food and more

  • Keep track of everything in the app

Car quote
Scooter quote

Choose who you work for

  • Gopher
  • Just Eat
  • Uber Eats
  • Deliveroo
  • Uber
  • Vromo
  • Go Getters
  • Amazon

What is hire and reward insurance?

Hire and reward insurance is a type of commercial motor policy that allows you to carry passengers or parcels in return for payment.

It covers you for any damages or vehicle repairs if you’re involved in an accident, as well as legal expenses and compensation if somebody gets injured.

Sometimes referred to as Class 3 business insurance, it's a legal requirement for anyone who works as a private hire driver needing taxi insurance, van courier or drivers delivering food.

How does hire and reward insurance work?

It’s quick and easy to get a hire and reward policy with Zego.

  • 01

    Choose your cover

    Get a quote and select a policy that suits your budget and the way you work.

  • 02

    Link your account

    If you need to link your Zego account with your work provider, you can do it easily in the app.

  • 03

    You’re all set!

    Insurance sorted, you’re ready to start earning money as a food delivery or courier driver.

Which hire and reward policies are available?

To use your car for food delivery or courier work, you must have personal (SD&P) insurance along with delivery insurance.

Whether you have existing SD&P insurance or not, we can get you covered with a Zego delivery policy.
  • zego pay-as-yo-go insurance icon

    Pay-as-you-go

    Pay for cover only when you work.

    Hire and reward (H&R) only—you must have existing personal (SD&P) insurance.

    Top up using the app.
  • zego monthly insurance icon

    30 Days (Monthly)

    Short-term, flexible cover.

    Available as H&R only or as a combo to include personal (SD&P) cover.

    Buy with a single payment.
  • zego annual insurance icon

    Annual (12 Months)

    Long-term, cost effective cover.

    All annual policies include personal (SD&P) cover.

    Buy with a single payment or 9 monthly instalments (deposit required upfront).

Is a Zego hire and reward policy for me?

  • You have a full UK/EU driving licence
  • You’ve had no more than 2 claims in the last 3 years (regardless of fault)
  • You're aged 21-65
  • You're the vehicle owner or registered keeper
  • You live and work in England, Scotland, or Wales
  • The current vehicle value is less than £30,000

Hire reward cover for vans

Get all-in-one insurance for van courier work. Our Annual Combo courier delivery policies come with both social, domestic and pleasure (SD&P) and hire and reward (H&R) insurance, so you're fully covered.

What our customers say

Our customers are at the heart of what we do. We’re on a mission to offer them the best cover at the best prices. But don’t just take our word for it...

  • Meet Peter

    Zego customer service has been very reliable, and very prompt. And I think I would recommend Zego to my friends.

  • Meet Geovane

    I became a customer of Zego six years ago. I never had problems. Zego as the company, easy for contact... I am very happy at Zego.

  • Meet Chris

    Most insurance companies didn’t want to insure me as a delivery driver as well as normal insurance so a company like Zego is perfect for that.

Why we're the right choice

71m

policies sold to date

480k

drivers have chosen us

Frequently asked questions

“71 million...” – Based on the total number of policies sold by Zego as of 17/10/24

“480K drivers...” – Based on the number of fixed policies sold by Zego as of 17/10/24