London private hire taxi insurance. Save time and money.
Looking for private hire insurance? Get a personalised quote in just a few minutes
Why us?
Flexible cover
Get all-in-one insurance for Private Hire taxi, courier and food delivery work, plus personal use. Choose between a 30-Day or Annual policy.
Here when you need us
Manage your account in our easy-to-use app. If you need a hand, our multi-language support team will be happy to help.
Save up to 27%
Choose our Zego Sense option and save 10% upfront. Then get further discounts for safe driving. Sense is our app-based policy option.
We're partnered with work providers including...
We're partnered with work providers including...
What Private Hire insurance policies are available?
All our Private Hire policies include both Personal (SD&P) and Hire & Reward (H&R) insurance. This means you're covered during your free time and when carrying passengers. Save time and money with our flexible Private Hire taxi insurance policies.
30 Days
- Short-term insurance cover.
- Includes Personal (SD&P) and Hire and Reward (H&R) insurance.
- Buy with a single payment.
- Get a quote online.
Annual (12 months)
- Long-term, cost-effective cover.
- Includes Personal (SD&P) and Hire and Reward (H&R) insurance.
- Buy with a single payment or 9 monthly instalments (deposit required upfront).
Policy options
We offer policies with or without Sense. Choose Third Party Only or Fully Comprehensive.
Third Party Only
Fully Comp
Private hire work, food and parcel delivery, and personal driving
Costs for causing damage to other vehicles or property up to £5m
Your legal liability for causing death or injury to other people
Public Liability cover up to £10m
Loss, damage or theft of your vehicle and its spare parts
Windscreen (£25 excess for repairs or £100 for replacements)
Audio, communication, and navigation equipment (excess £500)
Optional add-ons
Breakdown cover
Combined roadside, recovery and home cover within the UK.
£40
with annual
£8
with 30 day
Replacement vehicle
Get a replacement car – licensed for Private Hire work – while yours is being repaired.
£65
with annual
£10
with 30 day
NCD protection
Protect your no-claims years for a maximum of one at-fault claim.
7%
of the price of your premium
Save up to 27% with Zego Sense
Zego Sense is our app-based insurance for good drivers. Unlike standard policies, Zego Sense is priced on how you drive.
Learn more about Sense
Download the Zego Sense app
You'll need the Zego Sense app to use a Sense policy. Download it, activate your policy, and we'll give you 10% off to get you started.
Start driving and build your score
Our app measures how you drive over time to give you a driver score. The better you drive, the less you pay at renewal.
Drive well and get up to 27% off
Good drivers pay less when they renew – get up to 27% off the price before a Sense discount is applied.
What our customers say about us
Fantastic company!
Affordable, hassle free and a
great customer support team.
Great to know how driving carefully rewards you with lower premiums. This is the way forward!
Frequently asked questions
When you buy a Sense policy, your upfront payment is 10% cheaper than a standard policy, as of 01/05/23.
27% discount is the maximum that can be achieved by Sense policyholders who have a driver score of 95 and above, as of 15/05/24.
Policies sold - based on the total number of policies sold by Zego until 24/10/23.