PERSONAL VAN INSURANCE
Reliable cover for all your adventures
Fully comprehensive van insurance for personal use
Drive safely and pay less at renewal
Manage everything in the app
What is van insurance for personal use?
It protects you for most types of personal journeys, including weekends away, hobbies and shopping trips. It does not cover you for work or business use, or commuting to and from work (for that, you’ll need a commercial van insurance policy).
What level of van insurance for personal use can I get?
Fully Comprehensive
Policies tend to start at Third Party Only, which only covers other people and their property, but not you. Our van insurance is fully comprehensive. It’s the top level of protection, for that extra peace of mind.
What’s included with my van insurance for personal use?
- Cover for everyday, personal driving (social, domestic and pleasure)
- Loss, damage or theft of your vehicle and its spare parts
- Key and lock cover up to £300
- Costs for causing damage to other vehicles or property up to £5m
- Windscreen (£25 excess for repairs or £100 for replacement)
- Personal accident cover up to £5,000 and motor legal protection up to £100,000
- Personal belongings cover up to £300
- Audio, communication and navigation equipment cover up to £500
- Courtesy vehicle (with approved repairers)
What do I need to get a van insurance for personal use quote?
- Vehicle details: We'll need the make, model and registration number of your van, along with any modifications you've made.
- Intended use: Tell us how you’ll use your van, whether it's for occasional social trips and weekends away, or commuting to a regular place of work or study.
- Driving history: Tell us about any previous driving convictions, or van insurance claims you've made in the past.
- Driver information: Include details of any driver who will be using the van for everyday, personal driving.
- No claims bonus: If you have one, give us the details of any no claims bonus you've earned on previous policies. It could help to lower the cost of your cover.
- Extra security features: We may also need to know about any extra technology or security features installed in your van, such as immobilisers, alarms or trackers.
Increase your cover with these extras
Simply add to your policy when you buy online.
No claims discount protection
Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.+6%
on the price of your policy
Breakdown cover
Combined roadside and recovery within the UK.£59.99
for annual cover
SENSE TELEMATICS VAN INSURANCE
Good drivers get discounts
100% app-based policy — no black box needed
Get a score to show how well you drive
Plus insights to help you drive more safely
Save money upfront, just for choosing Sense
Then drive well to save more at renewal
Why we're the right choice
65m
445k
72%
Trusted by 100,000’s of UK drivers
What our customers say
This app has excellent service and is also very helpful. The price is a reasonable amount too! Overall, I really like this app.
It was a great experience, very smooth and easy. It was a pleasure to be assisted by professionals. I highly recommend Zego.
Great to know how driving carefully rewards you with lower premiums. This is the way forward!
Frequently asked questions
“65 million...” – Based on the total number of policies sold by Zego as of 21/05/24
“445K drivers...” – Based on the number of fixed policies sold by Zego as of 21/05/24
“72%..” is based on Zego customers who have been insured on Sense policies and have had a Driver Score, as of 19/05/2023.